English
Notes in English
Portal Finanças Inteligentes is a Brazilian family-finance site written in Portuguese by Christian Costa. These English notes answer questions about US and cross-border accounts, indexes, insurance forms and loans.
A number appears only when an official source states it. The home page, the author page and the legal pages stay in Portuguese. Use them when the question is about a Brazilian bank, tax or benefit.
Topics
- Digital banksUS and cross-border app accounts: which bank actually holds the deposit, and where the official limit lives.
- InvestingPlain explanations of market indexes and of math that is often mistaken for an investment return.
- Retirement planningHow to read official savings statistics without treating one dollar figure as a personal target.
- InsuranceUS policy forms in plain language, starting with the difference between a homeowners policy and a renters policy.
- Loans and financingWhat a lender asks when it verifies your own income, and what you should not send to a stranger.