Topic
Digital banks
A finance app and the bank that holds the money are often different companies. The deposit agreement, the FDIC notice and the regulator’s charter are the sources. A blog headline is not.
These notes cover Chime, SoFi, Varo, Revolut and the banks that hold the deposits. When a company does not publish one number for a limit, the note tells you to check the app.
The rest of this site is in Portuguese, for families in Brazil. Use the Portuguese home when the question is about a Brazilian bank, tax or benefit.
Notes
- Can I link a US bank account to Revolut?
You can link a US bank account only if the Revolut product you hold offers that link, and only from inside the app, with the routing and account numbers of an account in your name.
Updated Oct 11, 2026 · 1 min read
- Does Revolut automatically know which currency to use?
Revolut does not magically know the currency you meant.
Updated Oct 11, 2026 · 1 min read
- Does Revolut use Visa or Mastercard?
Revolut does not have one card type for every country.
Updated Oct 11, 2026 · 1 min read
- How much money can you deposit in Varo?
Varo Bank, N.A. is a national bank, so the “which partner holds the money?” question that fits Chime does not fit Varo the same way.
Updated Oct 11, 2026 · 1 min read
- Is it safe to give Revolut my SSN?
Give a Social Security number only inside the official Revolut app or site that you opened yourself, and only if that flow asks for it to open or verify a US account.
Updated Oct 11, 2026 · 1 min read
- What are the limits for Chime transfers?
There is no single Chime limit that covers transfers, ATM withdrawals and cash deposits.
Updated Oct 11, 2026 · 1 min read
- What bank is Bancorp affiliated with?
The Bancorp Bank, N.A. is the FDIC-insured national bank. Chime holds deposits there or at Stride Bank, N.A., and Chime itself is not the FDIC member.
Updated Oct 16, 2026 · 8 min read
- What bank is SoFi affiliated with?
SoFi Bank, National Association is a national bank.
Updated Oct 11, 2026 · 1 min read
- Will Chime refund me if I get scammed?
Chime does not promise to refund a scam.
Updated Oct 11, 2026 · 1 min read